Are you new to the real estate market? If you think you may be looking to purchase your first home within the next 3-4 months, make sure you set an appointment with a lender to be pre-approved. This will make your search much easier: you will know what price range you are able to search, you will close on your home more quickly, you won’t have any financial surprises, and you will be better able to negotiate on a price. Take the time now to be pre-approved and receive a Good Faith estimate of your costs from your lender. You will be very glad you did this “homework”.